Avoid Foreclosure

Other Payment Difficulties


Maybe it’s not just the mortgage you’re having trouble paying, but also the car payment or credit card bills. If you’re facing a tough situation, the best thing to do is call us!

With You All the Way™
We understand that sometimes life catches us off guard. We want to help you. We have options that may be available to help you during these difficult times.
    •  Add payments to the end of the loan
    •  Combine debts into one payment
    •  Temporarily reduce payments

Take Action. Be Prepared.
You’ll need these financial documents available when you meet with us.
    •  Most recent pay stubs
    •  Most recent W-2 tax statement
    •  Most recent bank statement
    •  Letter describing your financial difficulty and its impact on your
       financial situation
    •  Written description of your income and expenses
    •  Financial statement

Impact of Past Due or Missed Payments
Call us before you start missing payments. The sooner you call us the more options you’ll have to avoid damaging your credit rating, resulting in a negative impact on your ability to borrow money in the future. 

Resources:

Free Credit Counseling

Why Credit Matters

Submit a Request
to Defer/Extend a Loan


Trouble Paying Car Loan

Who to Call
Vehicle & personal loans
with Orange County's Credit Union
(888) 354-6228 ext. 7806
Vehicle & personal loans
with another lender
Contact lender directly



Got a Question?Contact Us: Weekdays: 8 a.m. to 7 p.m. Saturday: 9 a.m. to 2 p.m.

(888) 354-6228