If you already own property, you can put equity to work for you. We offer competitive Home Equity Loan and Line of Credit options that can give you the cash you need for home improvements. Plus, Home Equity interest is usually tax-deductible!*

Home Equity Loan
       • A “lump sum” of money for a major purchase, consolidating          debt, or financing a college education
       • Fixed-rate and terms up to 20 years
       • Borrow from $10,000 - $250,000
       • Up to 80% of your home’s value**
       • No annual fees and no-cost options±

Home Equity Line of Credit
       • Access to cash in a way that’s easy to use
       • Variable-rate and terms up to 15 years
       • Revolving line of credit
       • Borrow from $10,000 - $250,000
       • Up to 80% of your home’s value**

To talk to one of our Mortgage Consultants, call us at (800) 506-5070.

*For information regarding specific tax qualifications, please consult a tax advisor.
**Certain restrictions apply. Only available for owner-occupied California property.
***Certain fees and restrictions apply. For details please call (888) 354-6228 ext. 3020.
± Upfront fees are waived, as long as loan is kept open for at least 36 months. Loans that payoff before 36 months will be subject to original fees as follows: $399 for loans up to $150,000 and $799 for higher loan amounts.