Bring your savings goals to us and we’ll work with you to choose the best savings plan for you. We’ll show you the various advantages of Share Savings Accounts, Money Market Savings, and Term Share Certificates, as well as specialized retirement planning accounts. And, as a Member, you and your family are entitled to free services, benefits and exclusive privileges of our Rewards Program

Features	Share Savings1	Certificates3	IRA Savings1	IRA Certificates4	Money Market2
Free Online Banking*	•	•	•	•	•
Free Telephone Banking	•	•	•	•	•
Free VIP Rewards Program	•	•	•	•	•
Dividends Compounded Daily and Paid Monthly	•	•	•	•	•
Deposits Federally Insured	•	•	•	•	•
Deposits using Direct Deposit, Automatic Transfer, or Payroll Deduction	•		•		•
Transact on Account via ATM	•				•
Unlimited deposits	•				•
Unlimited Withdrawals in Person	•		•		•
Flexible Terms from 90 days to 60 Months**		•		•
Limited Check Writing Privileges (up to three free per month)					•
Earn higher dividends on balances of $40,000, $100,000, and $250,000					•
*Excludes Bill Payment **Early withdrawal penalties may be imposed
Requirements: 1 $25 initial opening deposit 2 $2,500 initial opening deposit 3 $1,000 minimum opening balance 4 $100,000 minimum opening balance for jumbo certificates