We offer a range of Checking Accounts to handle all your transaction needs – big, small, and everything in between. You’ll enjoy a debit card with no monthly fee and access to 28,000 FREE ATMs. Plus there are many ways to qualify for free checking and, as a Member, you and your family are entitled to the benefits and exclusive privileges of our Rewards Program.

Features	Pacific Student Checking(Ages 13-25)	Better Than Free Checking	Basic Checking	Interest Checking	High Rate Checking
Monthly Service Charge	Free	Free (Requires Direct Deposit)	Waived with Direct Deposit or average monthly balance of $750 Waived for Premier & Platinum Rewards Level and anyone age 62 or better	Waived with Direct Deposit or average monthly balance of $1400 Waived for Premier & Platinum Rewards Level and anyone age 62 or better	Waived if $25,000 is maintained Waived for Premier & Platinum Rewards Level and anyone age 62 or better
Minimum Opening Balance	$100	$0	$100	$100	$25,000
Online Banking and Bill Pay	•	•	•	•	•
Mobile Banking	•	•	•	•	•
Account Text Alerts	•	•	•	•	•
FREE Debit MasterCard®	•	•	•	•	•
28,000 Free ATMs	•	•	•	•	•
Free Checks1	•	•	•	•	•
Overdraft Protection	•	•	•	•	•
Free Relationship Rewards Program	•	•	•	•	•
Monthly Dividends2				•	•
1Free checks with Direct Deposit, Platinum Members, or Members 62 or better. Free mini   pack with Pacific Student Checking. 2Dividends paid monthly on daily balance of $100 or more for Interest Checking and   $25,000 or more for High Rate Checking.