You don’t need to start your own credit union to add value to your employee benefits package. Take a look at all Orange County’s Credit Union has to offer your business. From quality financial services to educational seminars, we can support the financial goals of your associates.

Select Employer Group Benefits
  • Payroll Direct Deposit – Cost effective and efficient use of your resources
  • Education for Your Staff
         • In-person presentation. Examples:
             "Understanding Your FICO Score”
             "Developing a Budget – Avoid Living Paycheck to Paycheck”
         • BALANCE™ —a FREE and confidential financial education and counseling service
         • Articles for your newsletter
  • Improve 401k Participation – Savvy, educated employees will contribute to their 401k
     making your plan stronger
  • Credit Union Member’s family can join to take advantage of our rates and services
  • Full range of financial services – browse our Web site
  • Access to 28,000 free CO-OP Network ATMs nationwide
  • Accounts are federally insured up to $250,000 by the NCUA

Limited-Time Offer
Plus, Orange County’s Credit Union is pleased to introduce our new Bonus Bucks Program. Designed for employers, it’s our 60-day special to your employees:  Open a free Checking Account and receive a $50 bonus!
  • Pick your 60-day promotional period
  • Distribute special promotional flyers to your employees

For more information on becoming a Select Employer Group and our New Bonus Bucks Program, call today at (888) 354-6228.

Orange County’s Credit Union continues to be in a strong position financially. Our capital position at 8.50% is well above the 7.00% the NCUA considers well-capitalized. The Credit Union is considered well-managed with low risk by the NCUA and the California Department of Financial Institutions. We’ve followed prudent, conservative lending practices and did not participate in high-risk, non-traditional lending. You can feel confident about your choice to bank at Orange County’s Credit Union. Through every stage of the current economic climate, we’ve continued to loan money and seek savings. We’re proud of our strong financial condition.

Your Savings are Federally Insured to $250,000
The NCUA increased share insurance protection to $250,000 on all types of deposit accounts through December 31, 2013. The boost in insurance coverage is the same as that provided for the Federal Deposit Insurance Corporation (FDIC), which insures bank deposits. 

What about my Credit Union accounts?
Your deposits at Orange County’s Credit Union are insured to $250,000 on all types of share deposits: checking, savings, money markets, share certificates!

Who is the NCUA?
The National Credit Union Administration (NCUA) is the federal agency that regulates a federal fund backed by the full faith and credit of the United States Government to insure deposits in federal and most state-chartered credit unions.

For information about the NCUA, visit www.ncua.gov.

What if I have multiple accounts that exceed $250,000?
Additional insurance is available on multiple accounts based on ownership interest. For example, if you have an individual account containing $250,000, and a joint account with your spouse containing $250,000, each account is insured separately for a total coverage of $500,000. 
We value your Membership and trust you’ve placed in us for the past 70 years. Your deposits are secure at Orange County’s Credit Union, so you can continue to invest with confidence.

We know your youth group is working hard to make a difference; whether it’s to expand your horizons in the arts, sports, or education, or in the community to support an important cause. Orange County’s Credit Union is here to assist in meeting your goals! We’ll match your youth group’s fundraising efforts dollar for dollar up to $50.

How to Participate:
     •  Fill out the application
     •  Present the application at any branch (before your raise the funds)
     •  Raise your funds
     •  Stop back at the branch to collect your matching dollars

Applications are being accepted through November 30, 2010. Funds are limited however and will be allocated on a first-come, first-served basis. The application must be presented in person by the youth who is a Member of Orange County’s Credit Union. Eligibility requirements include: for kids and teens 18 & under, groups of 5 or more, tax-exempt, groups serving Orange or Riverside Counties, or the communities of Long Beach, Lakewood, Signal Hill, or Cerritos, and at least one youth in the group is a Member of Orange County’s Credit Union.  Please see application for additional eligibility requirements.

Members can get their price quotes and sign complete loan documents right at the dealership. It’s simply. 1) Just visit a preferred dealership on the list. 2) Tell the dealer you are an Orange County’s Credit Union Member and you want the Credit Union rate. 3) Finance your vehicle with the Credit Union at the dealership.

Research. Shop. Buy.
CUDL AutoSMART is an online resource that offers valuable research tools and resources to help members make more informed, “smarter” decisions the next time they are considering a vehicle purchase.

   •  Research and compare pricing of vehicles
   •  Build the car of your dreams
   •  Check vehicle trade-in and history reports
   •  Review auto-buying tips, advice, and articles