What's New
Earn up to $40
It’s just too good to keep a secret! And now, there are cash rewards too – for both you and your friend!
Here’s how it works
Recommend our checking to a friend. When your friend opens a checking account with us, you’ll each earn $20. And that’s not all – the rewards continue when your friend signs up for additional services. You’ll both earn $5 each when your friend chooses e-Statements, Bill Payment, Savings, and Direct Deposit.
Lifetime Membership too!
We’ll fully refund your friend’s Lifetime Membership fee with this special Refer a Friend offer.
Get going!
Fill out referral form and give it to your friend. It’s a very rewarding experience.
See referral form for complete details.
Have you recently changed jobs, retired, or have a retirement plan with a former employer? Now is the opportunity to rollover your retirement plan. Your former employer’s retirement plan administrator may charge you fees to manage your account when there’s a separation of employment.
Rollover an old IRA, 401K, 403b, 457, or TSA into an IRA with Orange County’s Retirement & Investment Services and we’ll give you a $75 American Express® Gift Card bonus.*
Hurry – offer ends June 30, 2010.
Trust us to make it happen
One of our experienced financial consultants will be glad to explain how the rollover process works, assist you with the paperwork, and help you design an investment strategy that’s tailored specifically to your needs and financial goals.
Schedule a no-cost, no-obligation consultation with a financial consultant to get started. Call the Retirement & Investment Services Department at (888) 354-6228 ext. 7599 or visit any Orange County’s Credit Union branch.
*Must be an IRA, 401K, 403b, 457, or TSA with an account opening value of $10,000 or more. Offer valid for clients who open a new retirement account through LPL Financial by June 30, 2010. Limit of one gift card per client. Void where prohibited. Gift card given no later than 45 days after account is funded.
Financial Consultants are registered with and securities, insurance products and investment advisory services offered through LPL Financial and its affiliates, member FINRA/SIPC and Registered Investment Advisor. Orange County’s Credit Union is not a registered broker/dealer nor are they affiliated with LPL Financial.
How are you going to SAVE this year? Eat in, shop less, AND lower your car payment at Orange County’s Credit Union. It seems everyone is conserving and managing their money in new ways. When you think car, think “my Credit Union can help me save” and improve my bottom line. Experience savings today!
• Finance up to 100% of the purchase of a new or used car
• Refinance your loan from another lender to make your car more
affordable1
• Lower your monthly payment with extended terms
• Rates as low as 5.74%2
Enter to Win $1,000 Savings Account!3
Enter drawing online or stop by any branch.
Enterprise Winter Auto Promotion.
1st Payment is on us! From January 1 – March 31, 2010, when you finance an Enterprise vehicle through Orange County’s Credit Union, your first Auto Payment is on us up to $350!4
For more information about great rates and flexible terms, click here or call a Member Service Representative (888) 354-6228.
1Refinance an existing auto loan from another lender with no cash out.
2APR is Annual Percentage Rate. As of today, rates are as low as 5.74% on new and used autos up to 60 months. Rates are subject to change. Please contact us for your lowest rate. The approximate payment per $1,000 on a new and used auto 60-month term loan at 5.74% is $19.22. Rate shown is for premium credit and includes a .25% discount for automatic payments. Loans without automatic payments will be .25% higher. Rate good for up to 100% financing on new and used cars and 75% on SUVs, light trucks, and vans over 6 cylinders. Only available on current model year plus seven years old. Longer terms of up to 84 months on new autos are also available. Call for rates. For used autos with mileage in excess of 100,000, there may be a small rate differential. Call for details. Minimum loan amount is $1,000. Certain restrictions apply. Rates and terms subject to change. Normal approval standards apply.
3One winner will be chosen. Drawing to be held on April 8, 2010. Winner will be contacted by phone and winner’s name listed on our Web site at www.orangecountyscu.org. Odds of winning depend on number of entries. Winner does not have to be present to win. One entry per person. No purchase necessary. Must be 18 years or older to enter. Employees of Orange County’s Credit Union are not eligible to enter. Deadline to enter is March 31, 2010. Drawing prize is taxable and will be reported to the IRS. Winner must supply tax ID number when prize is awarded. Taxes are the responsibility of the recipient. $1,000 prize must remain in the new savings account for 30 days. If recipient is ineligible for Membership, prize will be paid by check. Orange County’s Credit Union is headquartered at 1701 E. St. Andrew Place, Santa Ana, CA 92705.
4Vehicles must be financed using standard financing terms through Orange County’s Credit Union to qualify for payment offer. Enterprise will make the first payment on the payment due date up to $350 on Member’s behalf after vehicle is financed through Orange County’s Credit Union. Member is responsible for any difference due over $350. Offer void if 7-day Repurchase Agreement is activated. Offer valid January 1 – March 31, 2010. No cash advances. Offer not valid for previous Enterprise purchases or with any other offer. Finance charge begins from date of purchase and is repaid over the term.
Four $500 scholarships
We’re pleased to offer our Annual Scholarship Program to provide our young Members, high school seniors and current college students, who have earned good grades and have committed themselves to giving back to our community with funds for their continuing education.
We are offering the 2010 Orange County’s Credit Union Scholarship Program in keeping with our philosophy of giving back to Members and the communities in which we serve. Our commitment to the young leaders in our communities demonstrates a firm belief in their ability to pursue their life’s desires and dreams.
Four (4) $500 scholarships will be awarded to four (4) Members to continue their education. Each winner will receive a $500 scholarship.
Download 2010 Youth Scholarship Application.
Application must be postmarked no later than Friday, May 7, 2010
Eligibility Requirements
• Applicant must be a Member of Orange County’s Credit Union in good standing (new Members are welcome to apply).
• Applicant must be enrolled as a high school senior, or an accredited college, university or trade school, at the time of
application.
• Scholarship application must be received no later than Friday, May 8, 2010.
• Scholarship funds will be disbursed to the Member/student, when evidence of enrollment in a college, university, or trade
school is presented to Orange County’s Credit Union.
• Associates of Orange County’s Credit Union, directors, volunteers, and their immediate families are not eligible to
participate. Applicant must be a Member of Orange County’s Credit Union in good standing (new Members are
welcome to apply).
For a complete listing of eligibility requirements, download application
Getting your guaranteed biggest refund with TurboTax is now easier than ever – its right inside Online Banking. TurboTax guides you through your taxes step by step, like a GPS – and finds all the deductions and credits you deserve. TurboTax even has help designed specifically for first-time users.
Let TurboTax:
• Provide answers to your commonly asked tax questions on every screen
• Get your biggest refund possible fast – in as few as 8 days with
e-file and direct deposit
• Help you with free tax calculators, money-saving tips and the latest tax guides.
Just log in and click on the “My TurboTax” tab to get started.
Federal tax refund in as few as 8 days: IRS typically estimates 8-15 days for e-file with direct deposit.
Money-back maximum refund guarantee: If you get a larger refund or smaller tax due from another tax preparation method, we’ll refund the applicable TurboTax federal and/or state purchase price paid. TurboTax Federal Free Edition customers are entitled to payment of $14.95 and a refund of your state purchase price paid. Claims must be submitted within sixty (60) days of your TurboTax filing date and no later than 6/15/10. E-file, Audit Defense, Professional Review, Live Tax Advice, Refund Transfer and technical support fees are excluded. This guarantee cannot be combined with the TurboTax Satisfaction (Easy) Guarantee.
© 2009 Intuit Inc. Intuit and TurboTax are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. Other parties’ trademarks or service marks are the property of their respective owners.
$50 Matching Program
We know your youth group is working hard to make a difference; whether it’s to expand your horizons in the arts, sports, or education, or in the community to support an important cause. Orange County’s Credit Union is here to assist in meeting your goals! We’ll match your youth group’s fundraising efforts dollar for dollar up to $50.
How to Participate:
• Fill out the application
• Present the application at any branch (before your raise the funds)
• Raise your funds
• Stop back at the branch to collect your matching dollars
1. Set a goal 2. Chart a course 3. Make it Happen
Applications are being accepted through November 30, 2010. Funds are limited however and will be allocated on a first-come, first-served basis. The application must be presented in person by the youth who is a Member of Orange County’s Credit Union. Eligibility requirements include: for kids and teens 18 & under, groups of 5 or more, tax-exempt, groups serving Orange or Riverside Counties, or the communities of Long Beach, Lakewood, Signal Hill, or Cerritos, and at least one youth in the group is a Member of Orange County’s Credit Union. Please see application for additional eligibility requirements.
Right at the Dealership
Members can get their price quotes and sign complete loan documents right at the dealership. It’s simply. 1) Just visit a preferred dealership on the list. 2) Tell the dealer you are an Orange County’s Credit Union Member and you want the Credit Union rate. 3) Finance your vehicle with the Credit Union at the dealership.
Research. Shop. Buy.
CUDL AutoSMART is an online resource that offers valuable research tools and resources to help members make more informed, “smarter” decisions the next time they are considering a vehicle purchase.
• Research and compare pricing of vehicles
• Build the car of your dreams
• Check vehicle trade-in and history reports
• Review auto-buying tips, advice, and articles
