Help Your Clients Reach Their Dreams Without the Down Payment

One of the most significant obstacles to homeownership is a lack of cash to pay for the down payment and closing costs. With our conventional Zero Down Adjustable-Rate Mortgage (ARM) Loan, you can help your clients purchase a home with no down payment and a fixed rate for the first 5,7, or 10 years. Plus, it doesn’t require investor and government approval which means less hoops for you to jump through. With rent averaging a mortgage payment these days, we can help make homeownership dreams a reality for your clients.

Features include:

  • NEW! Borrow up to $726,5251
  • Available in 5/1, 7/1, and 10/1 ARM
  • No maximum income limitations
  • For first-time and seasoned buyers
  • No-points option
  • No pre-payment penalty or negative amortization
  • No upfront fees
  • Interest may be tax-deductible

Ensure the right loan choice is always clear for the people you serve.

The complimentary Total Cost Analysis is a simple and interactive overview of mortgage loan options, costs, and savings viewable on any device through an app and all customized to your clients' unique needs. Request a Total Cost Analysis demo today.

(800) 506-5070

Membership is required to obtain a loan and open to everyone living or working in Orange, Los Angeles, Riverside, and San Bernardino Counties. Membership fee is $5.

This information is intended for real estate and real estate finance professionals only; and not for distribution to the consumer public. All applications are subject to borrower and property qualification; not all applicants will qualify. Ask our Mortgage Loan Consultants for full details.

1The maximum loan amount is available in high-cost areas; not to exceed the high-cost conforming loan limit for that area. For non-high-cost areas, the maximum loan amount is $600,000. Ask for details.

NMLS# 403462